← Back to Home

Privacy Policy

Last updated: 5 May 2026

1. Information We Collect

We collect information you provide during registration and profile completion including: name, phone number, email address, date of birth, city, employment details, income range, self-declared CIBIL score range, and document readiness status.

2. How We Use Your Information

Your information is used to: calculate loan readiness scores, provide personalized recommendations, manage waitlist priority, generate aggregate analytics for lending partner reports (anonymized), and communicate platform updates.

3. Data Security

All data is encrypted using 256-bit SSL encryption in transit and AES-256 at rest. We follow industry-standard security practices and regularly audit our systems.

4. Data Sharing

We do NOT sell your personal data to third parties. Anonymized, aggregated data may be shared with potential lending partners (NBFCs) to assess loan demand. Individual data will only be shared with lending partners with your explicit consent in Phase 2.

5. Your Rights

You have the right to: access your data, request corrections, delete your account, withdraw consent, and data portability. Contact support@unicredx.com for any requests.

6. Cookies

We use essential cookies for authentication and session management. No third-party tracking cookies are used without consent.

7. Contact

For privacy-related queries: privacy@unicredx.com